Need guidance/support for a hardworking student at risk of losing higher education due to financial situation

Title: Need guidance/support for a hardworking student at risk of losing higher education due to financial situation Hi everyone, I am posting this with a genuine request for guidance and support for a hardworking student who may be forced to stop her education due to financial circumstances despite her efforts and determination. She recently completed Class 12 and wants to pursue a Bachelor's degree (B.Com/B.Com Hons) alongside ACCA because she wants to build a stable career and become financially independent in the future. Her father passed away around four years ago, and since then her mother has been the sole earning member of the family, working as a nurse with an income of approximately ₹16,000 per month. Managing household expenses, educational costs, and responsibilities together has become extremely difficult. Despite everything, she is a very hardworking and disciplined student. Her daily routine itself shows her commitment: • Wakes up around 4:00 AM daily • Handles household work for several hours in the morning • Prepares food and manages family responsibilities • Goes to the library for studies and often returns after evening • Helps her mother after coming home and again studies at night Even with these responsibilities, she remains serious about education and wants to continue building her future through hard work. Her mother has already paid around ₹20,000 and taken coaching-related financial commitments with monthly EMIs of approximately ₹10,000, creating significant financial pressure. One major challenge is that even if scholarships become available, many scholarship programs provide support later in the process, while immediate expenses such as counselling fees, admission charges, hostel fees, mess expenses, and initial educational costs have to be arranged upfront. The family also does not have strong financial support available for education-related expenses, and arranging support for educational loans has become difficult. For pursuing B.Com (Hons) and continuing education, accommodation and living expenses such as hostel and mess costs are becoming a major concern. There is a real concern that due to immediate financial limitations, she may not even be able to proceed with counselling and admission processes despite being willing and capable of studying further. I am not posting this for sympathy. I am posting for genuine guidance and support. If anyone knows about: • Scholarships • Educational trusts • Emergency student support • Hostel or fee assistance • ACCA support/fee concessions • Educational loan guidance • Any genuine way to help continue her education please let me know. Documents and academic records can be shared privately if needed. Thank you for taking the time to read this. submitted by /u/Hungry_Rent7370 [link] [comments]